If your teen walked up to you and said, “I want to start investing,” would you feel confident… or slightly panicked?
In this episode of The Art of Allowance Podcast, John Lanza sits down with Laura Adams (host of the Money Girl Podcast) to map out a calm, practical roadmap for your child’s investing journey.
We cover:
- When to save vs. when to invest
- Roth IRAs for teens
- 529 plans and the new Roth rollover rule
- Custodial accounts (UGMA/UTMA)
- The new Trump Accounts and yearly contribution limits
- How to prevent the “money sitting in cash” mistake
- Helping kids understand long-term vs. short-term investing
This conversation is designed to build agency — not anxiety — around investing.
Whether you’re a parent of an 8-year-old, a teen with a first job, or a launching young adult, this episode will help you think clearly about next steps.
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