Purposeful Allowance, What’s “Free” Is Not, Being vs Becoming and Notes and Quotes from Atomic Habits

Money-Smart Monday with John Lanza Hello, friends, This week’s topics feature a mix of the practical and the philosophical. I hope you enjoy them! A simple, well-communicated idea Parents often object to allowance as a “handout.” I do too. Which is why this short audio explanation from podcast guest Will Rainey is helpful. He and his wife increased their eight-year-old’s allowance, along with her responsibility, to help her learn to make smart(er) money choices. (Will is full of useful…

The Money Simplicity Shift, Crypto Investing for Kids and a Tool for Spending Smarter

☘️ Money-Smart Monday ☘️ with John Lanza Hello, friends, Happy St. Patrick’s Day! In celebration, I changed the headline color to green. Get it? A conversation from which I learned Money-smart luminary Laura Adams invited me to join her for a discussion about kids, money and more on her top-rated and long-running Money Girl Podcast. (She’s published over a mind-blowing 900 episodes!) We had a great chat about why raising money-smart kids matters. I also shared The Money Mammals’ origin story….

Why do we teach money like science, and where are the flying cars we were promised?

Money-Smart Monday with John Lanza Hello, friends, Let’s dive right into this week’s thoughts and ideas. Two quotes that changed my perspective “Imagine how much harder physics would be if electrons had feelings.” —Richard Feynman “Physics isn’t controversial. It’s guided by laws. Finance is different. People’s behaviors guide it. And how I behave might make sense to me but look crazy to you.” —Morgan Housel, The Psychology of Money (My book summary) We teach money like it’s physics….

Leveling Up Family Giving, the Happiness Study We Get Wrong and the Tooth Fairy on a Budget

Money-Smart Monday with John Lanza Hello, friends, We are actively seeking credit unions to join our growing list of incredible partners, like Community Choice in Iowa. (Here’s their story about how the Money Mammals program has helped them make a difference.) If you want to become a partner, please ping me back. And now I present the act you’ve known for all these years, Money-Smart Monday! An approach I wish I’d incorporated Podcast guest Andy Hill shares an important insight he uncovered…

image of a dollar with a pop-up child bubble

Allowance Ideas, Retirement Mistakes, Kind Versus Nice and Investing Versus Speculating

Money-Smart Monday with John Lanza Hello, friends, I’m bringing you some tasty tidbits this week. I built a new component using the knowledge from this course and an assist from ChatGPT. So now I can easily share Art of Allowance Podcast audio shorts like the ones below. I hope you enjoy tuning in! Perspective(s) on starting an allowance David Owen wrote The First National Bank of Dad. And while on the podcast, he shared essential advice about how to incorporate chores into your allowance…

Credit Union Youth Month, Silly Humans and Advice from “The Intelligent Investor”

Money-Smart Monday with John Lanza Hello, friends, If you’re fortunate enough to have Presidents’ Day off, I hope you enjoy it. Here’s what’s going on this week. A timely program we’re offering Our crackerjack team put together an engaging theme for Credit Union Youth Month. I posted the details on LinkedIn. While money-smart learning is a year-round effort, April’s Youth Month gives our partner credit unions a chance to shine a sharp spotlight on the importance of financial literacy for kids…

Welcome to Money-Smart Monday!

Money-Smart Monday with John Lanza Hello, friends, Welcome to Money-Smart Monday! I’m back after evaluating how this newsletter can be more useful for you to read and more enriching for me to write. I will, of course, continue to share ideas about raising money-smart kids. However, this new format gives me more freedom to share broader themes about money, happiness, time, fulfillment and more that I gather from the internet, podcasts, books and, as you’ll see below, a personal experiment or…