Newsletter

Money-Smart Monday with John Lanza Hello, friends, Back in 2019 I read kids are worth it! by Barbara Coloroso and thought, “Someday I’d love to talk with her.” Fast forward to this year: Barbara’s team at Nurture reached out, and a no-brainer became a real conversation. I learn something from every podcast guest. But Barbara’s voice is one that sticks—the kind that changes how you parent in the moment. So if you’re a parent (or you know one), please queue up this episode now or share it with…

Money-Smart Monday with John Lanza Hello, friends, We call March 15th the “Ides of March.” So let’s call today, the 15th, the “Ide(a)s of September.” Julius Caesar might not approve, but he’s not a subscriber. Two quotes about consuming mindfully “People tend to assess the relative importance of issues by the ease with which they are retrieved from memory—and this is largely determined by the extent of coverage in the media.” —Daniel Kahneman from Thinking, Fast and Slow (My notes here) “You…

Money-Smart Monday with John Lanza Hello, friends, This week I’m sharing one practical tactic from each allowance stage—Starters, Builders and Launchers—from my recent talk on raising money-smart kids. Starters (Ages 4–8): Saving for Goals Saving for goals is one of the three core money-smart skills I highlight in The Art of Allowance. When you shift money control from you to your child, conversations become easier. The next time they get a case of the “I want its!” at Target or on Amazon,…

Money-Smart Monday with John Lanza Hello, friends, My wife and I just got back from moving our older daughter into her new apartment. (Wish her luck. And working Wi-Fi.) She starts her job today—a big day in the Lanza household! I’m teaching this Thursday Texans Credit Union is hosting my complimentary, one-hour online class for parents who want to raise money-smart kids. ➡️ [Register Here] It’s the perfect way to kick off an allowance program or pick up fresh tips to strengthen the…

Money-Smart Monday with John Lanza Hello, friends, I’m back from surprisingly not-so-sweltering Savannah, where I spoke to some terrific credit union folks at the SRCUS conference. More on that event below. But first, my latest podcast episode is fresh off the griddle—and served with a side of unsolicited wisdom. Step into the mind of a forward-thinking CEO Steve Bugg and his future-focused team at Great Lakes Credit Union have been working with us since 2021. Steve is an impressively clear…

Money-Smart Monday with John Lanza Hello, friends, I’m preparing for two hour-long presentations at the 2025 Southeast Regional Directors’ Conference next week. The first is new: a keynote on “The Unstoppable Power of Habits.” The second, “Kids These Days,” is about helping credit unions connect with Gen Z and Gen Alpha (and their parents). You can find out more about both on my speaker page. These presentations require a LOT of prep—which is both exciting and exhausting—so I’m going to keep…

Money-Smart Monday with John Lanza Hello, friends, I appreciate your attention, and I hope you find this week’s newsletter useful. Open head & pour in knowledge Our school systems are mostly designed around a flawed paradigm: Send kids to class. Open their brains. Pour in knowledge. Apply some discipline. And voilà! The knowledge sticks. Though many educators strive for interactive learning, standardized tests and classroom structures still reinforce passive absorption and rote memorization…

Money-Smart Monday with John Lanza Hello, friends, I’m back with more wisdom from my conversation with JL Collins and his daughter, Jess, on The Art of Allowance Podcast. But before we dive into that insight, I have to share a laugh from my favorite LinkedIn post of the year. (You won’t want to miss this one. I promise!) These guys nailed a persistent LinkedIn problem While I realize it’s passé, if not rude, to cite Louis C.K., he was spot-on when he said we overuse the word “awesome.” If we…

Money-Smart Monday with John Lanza Hello, friends, Today I get to share a wide-ranging conversation I’ve been hoping to have since finishing The Simple Path to Wealth. For my 80th podcast, I interviewed the “Godfather of Financial Independence,” JL Collins, and his daughter, Jess, who inspired his writing. What is “The Simple Path to Wealth”? I hope you’ll listen to the full episode. But if you do just one thing, please watch JL and Jess explain how simple “The Simple Path” really is. It’s…

Money is not complicated