The Circle Back Technique

The Circle Back Technique (Short)

Joe Saul-Sehy of the Stacking Benjamins podcast explains how he would circle back with his kids to help them learn from purchases that might not have been the best choices.

0 comments

AOA 070: Colin Ryan on Money Psychology, Emotion and Humor

Comedic financial speaker Colin Ryan discusses building trust and a shared understanding with your kids on your family’s money-smart journey.

0 comments

AOA 069: Joe Saul-Sehy’s Journey from “Money Disaster” to Raising Money-Smart Kids

Stacking Benjamins Podcast co-host Joe Saul-Sehy shares how he approached money with his kids after his own financial faux pas.

AOA 068: Building Wealth Wisdom: Vince Shorb on Youth Financial Education

The CEO of the National Financial Educators Council, Vince Shorb, discusses the importance of financial education, the need for financial literacy programs in schools and the challenges of scaling these programs.

AOA 067: Money Is a By-Product of Great Work – Featuring Guest Kevin Kelly

Author, explorer, and visionary Kevin Kelly offers novel approaches to money to provide you and your family with a fresh perspective.

AOA 066: Grow Massive Money Trees with the Power of Patience – Featuring Guest Will Rainey

Writer and speaker Will Rainey offers strategies for parents to help their kids harness the power of patience on the money-smart journey.

AOA 065: How Can Parents Get on the Same Page Financially? – With Guest Megan McCoy

Certified Financial Therapist-I™ Megan McCoy explains how parents with different money personalities can align their intentions on their families’ money-smart journeys.

AOA 064: Empowering Financially Independent Teens: A Parent’s Journey – With Guest Samantha Paxson (And Guest Co-host Robin Taub)

How to start having conversations with your tweens about what money means, what it’s worth, and what it can do for them.

AOA 063: An Age-Appropriate Approach to Allowance With the Smart Money Mama – With Chelsea Brennan

Listen for strategies on setting your kids up for financial success from an early age.

AOA 062: Demystifying the Costs of Sending Kids to College – With Ann Garcia

A conversation about lessening the financial burden of sending your kids to college.

AOA 061: Navigating Your Emotional Journey with Money – With Veronica Dangerfield

Award-winning financial educator Veronica Dangerfield discusses overcoming emotional ties to money to learn to use it as a tool.

AOA 060: Making Money Conversations Meaningful – Featuring Tom Henske

Father and financial advisor Tom Henske offers strategies for cultivating meaningful money conversations with kids.

AOA 059: Patience on Your Money-Smart Journey – Featuring Kelly Mindell

During this special episode, my sister, Kelly, asks me and co-host Robin Taub questions about the money-smart journey she’s on with her own family.

AOA 058: What is The Art of Allowance?

In this short episode, host John Lanza discusses the term “allowance” and why the art of it matters.

AOA 057: Money Smarts in the Metaverse – Featuring Brett Wooden

Tech guru and credit union innovator Brett Wooden discusses how parents and financial institutions can take advantage of the metaverse.

AOA 056: Inflation Highlights Investing’s Importance – Featuring Jedidiah Collins

Former NFL player and CFP Jedidiah Collins discusses how developing an investor mindset in children can prepare them for financial success.

AOA 055: Grow Kids’ Wealth with Non-Monetary Deposits – Featuring James Robert Lay

Digital marketing expert James Robert Lay offers advice on how to grow kids’ wealth not only monetarily but also practically.

AOA 054: Getting Started on Your Money-Smart Journey Matters More Than Getting It Right – Featuring Jessica Willis

Pocketnest founder and CEO Jessica Willis offers strategies to curtail perfectionism paralysis on a money-smart journey.

AOA 053: Helping (Almost) Adult Kids Become Money-Smart – Featuring Bobbi Rebell

Mom and money maven Bobbi Rebell offers strategies to ensure your older kids have some “skin in the game” when it comes to finances.

AOA 052: No Single Point of Failure: Making Sure All Financial Socialization Systems Are Go!

As with a plane’s flight systems, we need all three major financial socialization systems operating effectively and with sufficient redundancy in order to best ensure our kids grow up money-empowered.

AOA 051: How an Entrepreneur Is Raising His Kids to Take Ownership – With Guest Kirk Drake

Entrepreneur Kirk Drake offers tips and tricks to help your kids take ownership of their budding businesses and beyond.

AOA 050: The Money Mammals Maven – With Special Guest Eileen Lanza

“The kids are an experiment, so we’re still learning as we go.” — Eileen Lanza Ever wonder what it would be like to chat with the original Money Mammal? Then …

AOA 049: The Hybrid Allowance System – With Guest Kennedy Reynolds

Acorns education champion Kennedy Reynolds offers strategies for navigating a hybrid allowance system.

AOA 048: Family Values and Money Conversations – With Guest Robin Taub

Returning guest Robin Taub offers parents strategies for incorporating family values into the money conversations they’re having with their kids.

AOA 047: The Key to Investing: Be Boring – With Guest Chris Browning

Chris Browning, creator and host of the award-winning Popcorn Finance podcast, outlines his “boring is better” approach to investing.

AOA 046: Empowering Kids Financially by “Saving to Invest” – With Guest Gayle Reaume

Mom and Moolah U founder Gayle Reaume discusses how parents can empower their kids with money.

AOA 045: Consistency Is Essential When Raising Money-Smart Kids – With Guest Courtney Moran

Cornerstone Credit Union Foundation Executive Director Courtney Moran discusses the importance of consistency when teaching money smarts in credit unions, families and schools.

AOA 044: The Free Lunch that Is the Roth IRA – With Guest Gene Natali

Author and CFA Gene Natali discusses the importance of opening a Roth IRA and prioritizing saving.

AOA 043: What Families Need to Know to Cultivate a Culture of Prosperity – With Guest Ellen Rogin

Financial advisor turned speaker Ellen Rogin explains how generosity and gratitude can help families thrive.

AOA 042: Understanding Our Own Money Scripts to Be Better Financial Role Models for Our Kids – With Guest Brad Klontz

Financial psychologist Brad Klontz discusses his concept of money scripts and explains how coming to terms with our own scripts allows us to become better financial role models for our kids.

AOA 041: Three Ways of Framing the College Conversation – With Guest Ron Lieber

Author and journalist Ron Lieber discusses three things to consider during the college search process.

AOA 040: Noise, Choice-Fullness and Monetary Control — With Guest Robert Reiher

Doctor Robert Reiher offers insight into the concept of “noise” and explains its relationship to cognitive development, marketing and self-control.

AOA 039: Five Jars and Many Teachable Moments Raising Money-Smart Kids — With Guest Robin Taub

Does the tried-and-true three-jar system have room for two more inclusions? Robin Taub discusses the importance of earning and investing in addition to sharing, saving and spending smart.

Josh Golin

AOA 038: Raising a Money-Smart, Commercial-Free Child – With Guest Josh Golin

Is it possible to protect our kids from rampant consumerism in a social media age? Josh Golin of the Campaign for a Commercial-Free Childhood helps answer this question.

AOA 037: The Correlation Between Physical and Financial Health – With Guest Barbara O’Neill

Just how strong is the relationship between a person’s physical and financial health? Dr. Barbara O’Neill will gladly fill you in!

AOA 036: Raising Money-Smart and Time-Affluent Kids – With Returning Guest Ashley Whillans

What is the relationship between money and time, and how can we improve it?

AOA 035: How to Turn Your Kids into Smarter Shoppers – With Consumer Expert Guest Trae Bodge

You’ve taught your child to save and share … but how about to spend smart? Trae Bodge can help you tackle this important step in any money-smart journey! An accomplished lifestyle journalist and television commentator, Trae specializes in smart shopping, personal finance, parenting, and retail.

AOA 034: Is there a case for tying chores to allowance? — With Guest Cameron Huddleston

“I think it’s okay to let your kids make mistakes because that’s how we learn.”— Cameron Huddleston Is there a case for tying chores to allowance? If so, then Cameron …

AOA 033: Merging Personal Finance and Hip Hop to Help Children Define Money Values and Encourage Entrepreneurship — With Guest Andrea Ferrero

“Learning about money has the power to transform lives.” — Andrea Ferrero How do hip hop and financial literacy go hand-in-hand? Andrea Ferrero will gladly explain! Andrea is a co-founder …

AOA 032: Conversations, Questions and Self-Care — How Parents Can Help Their Kids Through a Crisis — With Special Guest Lucy Rimalower

Are you wondering how best to talk to your kids during a crisis? With coronavirus and COVID-19 dominating our lives, I thought it would be helpful to take a slight detour with this episode and talk to an expert about how we can have better conversations with our kids in the midst of a crisis.

AOA 031: Cultivating Intentionality and a Growth Mindset in Your Allowance Program – With Guests Mark and Kimberlee Barnes

Are you looking for ideas to incorporate into your allowance program? Then you’ll enjoy my conversation with Mark and Kimberlee Barnes, “The Not So Perfect Parents.” Mark and Kimberlee are …

AOA 030: Personal Finance Education Program Efficacy and Student Loan Debt Perspective — With Guest Carly Urban

“Instead of just thinking about student loans at once, in a vacuum, as […] one issue, we need to think about it in the greater perspective of everything that these …

AOA 029: Raising Money-Smart Kids by Giving Them Total Control of Their Money — With “First National Bank of Dad” Author David Owen

“Kids need control over their own money.” — David Owen Do you fret about giving your kids too much autonomy when it comes to money and allowance? In this episode …

Guinevere Higgins and Kelley Dennings of New Dream

AOA 028: How to Have More Fun and Less Stuff This Holiday Season with Guests Guinevere Higgins and Kelley Dennings of New Dream

Shift the focus from things to experiences and rituals with great advice from New Dream.

Kyle Osborne Episode 27

AOA 027: How Over $100k in Student Loan Debt Sparked an Educator’s Passion to Teach Financial Literacy to Families (Including His Own) — with Guest Kyle Osborne

Kyle Osborne, the Director of Financial Literacy at TS Institute talks with John Lanza on The Art of Allowance Podcast

AOA Small Change 002: What Does the Term “Money-Empowered” Mean to You?

In this second installment of our shorter-format episodes — which we call “Small Change” — I explore the term “money-empowered.” This concept is a stated goal of The Art of …

AOA 026: Facing Your Fears, Working to Earn and Having Money Conversations with Your Kids – With Guest Ruth Soukup

“It is so hard for parents to let their kids fail, to let their kids screw up. […] It really is one of the most important things that you can …

AOA 025: Materialism, Well-Being and the Human Value System – With Guest Tim Kasser

“In this culture or today, we’re taught over and over that one of the best ways to show that we’re successful, one of the best ways to have a happy, …

AOA 024: College Funding and Financing 101 – With Guest David Flores Wilson

“What people do with the […] funding and financing decision on college and where they send kids – you know those financial effects just reverberate for decades both for the …

AOA 023: Navigating the College Admissions Process Waters with The Scholarship Shark – With Guest Pam Andrews

“If you want to spend the next four years of your life in a place, you have to […] really put a lot of thought into that kind of academic …

AOA 022: Discussing Financial Literacy at Home and in the Classroom – With Guest Breanna Reish

“You are investing in the lessons that you’re giving your children.” -Breanna Reish Curious as to how to tackle the financial literacy conversation both at home and in the classroom? …

AOA Small Change 001: Top 4 Takeaways from the First 5 Episodes of The Art of Allowance Podcast

Here’s a little something new at The Art of Allowance Podcast. This is the first of our mini episodes, which we’re calling “Small Change.” Each of these episodes is shorter …

AOA 021: Navigating the Breakthrough Allowance and Raising Money-Empowered Kids with the “Dad Edge” – With Guest Larry Hagner

“When you give people good information, they tend to make better decisions.” -Larry Hagner Are you interested in changing up your tween’s or teen’s allowance program but worried about giving …

AOA 020: How Science Can Help Us Make Better Money and Time Decisions with Our Kids (and Ourselves) – With Guest Ashley Whillans

“Money is definitely just a small part of the happiness equation.” -Ashley Whillans Want to know how money impacts happiness (and how you can talk to your kids about it)? …

AOA 019: “The Formula” for Parenting Successful Children – With Guests Ron Ferguson and Tatsha Robertson – And How Their Plan Can Help You Raise Money-Smart Kids

“Parents’ response to failure may at times be more important than their response to success.” -Ron Ferguson “If you can break it apart, you can figure it out.” -Tatsha Robertson …

AOA 018: Getting Your Kids Started with Investing and Facilitating Money-Smart Conversations with Allowance – With Guests Evan Wilson and Todd Yuzuriha

“It’s not about the money. It is about the conversation. The money is the tool to generate the conversation to have with your kids.” -Evan Wilson Interested in investing with …

AOA 017: The Importance of Intentionality in Raising Money-Smart Kids – With Guest Kelsa Dickey

“The best way for kids to learn about money is to put it in their hands and allow them to practice with it.” -Kelsa Dickey During this episode of The …

AOA 016: Your Kids as Your Business Owners — With Guest Dave Hanley

“Preparation isn’t scary. […] It delivers you peace of mind.” -Dave Hanley My guest on this episode of The Art of Allowance Podcast is Dave Hanley, a Fulbright Scholar and …

AoA 015: The Importance of an Allowance in Opening Up a Money Conversation with Your Kids – with Guest Ashley LeBaron

“One of, if not the main way, that kids learn about money is through actually practicing themselves.” Ashley LeBaron This episode of The Art of Allowance Podcast features Ashley LeBaron, a researcher …

AOA 014: What ‘Doggie Donations’ and Protection from Bears Taught a Moose About Family Finances – With Guest Morgan (‘Moose’) Wright

“Here I am, a grown man running around with a moose hat and living the dream.” Morgan (“Moose”) Wright Are you ready for “Moose”? In this episode of The Art of …

AOA 013: Toxic Stress, Executive Function and Why Videogames Might Teach Financial Literacy Better than Books

With Child Psychology Researcher Chuck Kalish “Money is the way we interact with strangers.”  Chuck Kalish The newest episode (Lucky Number 13!) of The Art of Allowance Podcast features Chuck Kalish, the …

AOA 012: An Early Savings Habit Leads to More Money-Smart Skills

With Youth Financial Literacy Pioneer Sam Renick “Great habits give all kids a better and brighter future.” Sam Renick In this episode, I talk to Sam Renick, the award-winning financial …

AOA 011: Financial Education in the Schools and at Home

With Jump$tart Coalition Executive Director Laura Levine In this episode, I talk with Laura Levine. Laura is the Executive Director of the Jump$tart Coalition. We are a partner with this …

AOA 010: Financial Well-Being for Your Kids Based on the Current Youth Financial Literacy Research

With Elizabeth Odders-White In this episode, I talk with Elizabeth Odders-White. Elizabeth is a researcher from the University of Wisconsin-Madison who has recently struck out on her own to provide …

AOA 009: A Conversation About Kids (of All Ages) and Money

With Personal Finance Columnist and CNBC Personality Kelli Grant In this episode, I talk to Kelli Grant, Personal Finance and Consumer Spending Reporter for CNBC. Her work has appeared in …

AOA 008: Essential Money Lessons a Financial Advisor and Father Has Taught His Kids

With Guest Tom Henske Tom Henske is a Certified Financial Planner and Financial Advisor to many affluent clients in New York City, and he leverages his wealth of fiscal knowledge …

AOA 007: Financial Education Tips for Teens and Kids of All Ages from an Expert Dad

With Bill Dwight of FamZoo Bill Dwight is the founder of FamZoo, a “Virtual Family Bank” that integrates prepaid card accounts with family finance software to help parents and children develop …

AOA 006: An Award-Winning Financial Educator on the Importance of Starting the Money Conversation and Creating “The Family Jar”

With Guest Tabatha Thurman Tabatha Thurman is an award-winning financial literacy educator who has taught money smarts to tens of thousands of Oklahomans. She is also a mom to a …

AOA 005: Learn the Importance of Balance to Help Your Allowance Program Grow with Your Child into Her Teen Years

With Guest Atsuko Atsuko, a mom, emailed me recently to say that her now 16-year-old daughter had started learning money smarts with The Money Mammals back when our program first …

AOA 004: The Art of Allowance Podcast – How a $100 Per Month Allowance for Your Tween or Teenager Can Save You Money

With Guest Melissa Disharoon Though her husband and sister were skeptical of the dollar amount, guest Melissa Disharoon took the leap to a much larger Breakthrough Allowance for her three …

A0A 003: How a Financial Educator Plans to Teach His Young Son to Become Money-Smart

With Guest Jeremy Cybulski Jeremy Cybulski is a Credit Union Developmental Educator (CUDE) who has presented financial literacy to thousands of kids. He is also now a dad to a …

A0A 002: A Mom Discovers an Allowance System that Finally Works

With Guest Sondi Sepanuk Sondi Sepanuk is a friend and mom who was frustrated by allowance programs that didn’t work for her family until we discussed a different approach that …

A0A 001: The Art of Allowance Podcast Intro – What to Expect from The Art of Allowance Podcast – A Short Primer for You

This entry is a short primer to help explain why I decided to launch The Art of Allowance Podcast. The podcast feels like a natural extension of the book. It’s a …