This conversation with Laura Adams offers parents a clear, practical roadmap for helping kids start investing without turning it into something intimidating. John and Laura walk through key decisions like when to save versus invest, how Roth IRAs, 529 plans, custodial accounts, and Trump Accounts fit into the picture, and how to help kids avoid common mistakes like leaving money sitting in cash. It’s a grounded episode for parents who want to build confidence, agency, and long-term thinking around investing.
In this episode, John Lanza talks with economist, mom, and GIFTING SENSE® founder Karen Holland about how parents can help kids become more thoughtful, mindful spenders. Their conversation explores why middle school is such a powerful window for financial learning, how Karen’s DIMS – DOES IT MAKE SENSE?® SCORE Calculator helps reduce family friction around spending, and why experiential learning—not lectures—is what really builds financial agency. It’s a practical and thought-provoking episode for parents who want to help their kids think before they buy and develop healthier money habits early.